make the UPgrade
A+ Money issued
by A+ banks
A network of banks issuing one unified
stablecoin: $USDA+
CAPITAL AND EXPERIENCE FROM
The world is moving onchain. As payments, capital markets, and financial infrastructure evolve, banks are positioned to own and distribute global, regulated, digital money. A+ enables that future.
Connecting the future of banking
100%
issuer economics
retained by banks
01
unified asset
across all issuers
24/7
Onchain settlement
no intermediaries
A global network where banks issue the same regulated stablecoin.
Each participating bank is an issuer under the GENIUS Act regulatory framework, while contributing to a shared network with deep liquidity and seamless interoperability. Retain control and 100% of the yield economics.
Why banks
join A+
Sovereign infrastructure
Maintain control of your own issuance infrastructure while benefiting from the shared network and standardization layer A+ provides. This is not a whitelabel solution.
100% issuer economics
A+ allows banks to capture 100% of the reserve revenue associated with the digital dollars they issue, instead of ceding it to third-party issuers.
Interoperability
Every $USDA+ is interchangeable. Assets issued by different institutions settle as one digital dollar, without requiring bridges, clearing houses, or other third-party intermediaries.
Deep liquidity
Every bank contributes to the same asset rather than fragmenting liquidity across competing stablecoins.
Compatible with all core banking systems.
An add-on, designed to extend your existing infrastructure into digital dollars without replacing it. A+ complements tokenized deposits by enabling value to move seamlessly between banking systems and public blockchain networks, while preserving existing banking operations.
Core Banking
Ledgers · deposits
A+ Layer
A+ Layer
Public Networks
onchain settlement
make the UPgrade
Become an issuer now.
Built by veterans from the Security Alliance (SEAL), the Ethereum Foundation, and other leading organizations across digital assets, security, and critical financial infrastructure.